Wisconsin Home InsuranceFlood insurance discounts in Wisconsin
Flood discounts in Wisconsin
Flooding is never covered by a standard homeowners policy. But where you live can cut the price of a flood policy: communities in FEMA's Community Rating System earn their residents a discount automatically.
Of the 572 Wisconsin communities in the National Flood Insurance Program, 17 are in the rating system. Everywhere else, there is no community discount at all.
| Community | Class | Discount in high-risk zones |
|---|---|---|
| Kenosha County | 5 | 25% |
| Elm Grove | 5 | 25% |
| Green Bay | 6 | 20% |
| New Berlin | 6 | 20% |
| Allouez | 6 | 20% |
Source: FEMA NFIP Community Status Book.
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